Planning for your future and for your children's future is important. Do it without sacrificing your goals.
We customize flexible strategies that make the most sense for your situation with the advantages of saving taxes, preserving your assets, protecting your assets from creditors, and bypassing probate and related fees.
We offer long-term growth potential with attractive solutions for investors with industry leading and award-winning investment funds from top fund managers. You have flexibility to move between funds and fund managers should your needs or preferences change.
Tax-free savings account (TFSA)
The Tax-Free Savings Account (TFSA) allows Canadians, age 18 and over, to set money aside tax-free throughout their lifetime. Each calendar year, you can contribute up to the TFSA dollar limit for the year, plus any unused TFSA contribution room from the previous year, and the amount you withdrew the year before.
All income earned and withdrawals from a TFSA are generally tax-free. Plus, having a TFSA does not impact federal benefits and credits. It's a great way to save for short and long-term goals.
Go to our resources page to see how much you can contribute.
What is an annuity?
An annuity is a plan that makes payments to you on a regular basis. It might be a general annuity, a payment from a registered retirement income fund (RRIF), or a variable pension payment. These payments are part of your total income and are reported on your tax return.
To learn all the facts, please contact us.